Our Refund Policy was last updated on October 21, 2023.

Digital Products or Services Refund Policy 

STRICT NO-REFUND POLICY

Purchase Terms of Agreement

The purchase of any of our digital products or services, including PDF downloads, online courses, and online material is subject to the following terms and conditions. Consumers are advised to review carefully before making any purchase.

Purchase Terms of Agreement

All transactions for purchase are intangible products, pdf downloads, resource materials, and online content are made through payment gateways such as PayPal or Stripe that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries and your details are not stored during this process.

Since your purchase is a digital product, it is deemed "used" after download or opening, and ALL PURCHASES MADE ON DebbiePharris.com, Galactic Management, Inc. and/or any and all social channels of Debbie Pharris,  ARE NON-REFUNDABLE OR EXCHANGEABLE. Since the products made available here are intangible, there is a STRICT NO-REFUND POLICY.

DebbiePharris.com, Galactic Management, Inc., and/or Debbie Pharris, reserves the right to amend any information, including but not limited to prices, technical specifications, terms of purchase and product or service offerings without prior notice.

If you do not receive the digital product link or download option upon purchasing, you can immediately contact support@debbiepharris.com with your transaction/payment details to ensure your product is delivered as soon as possible.

Your Acceptance of These Terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site or Products or Services. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

DebbiePharris.com

Galactic Management, Inc.

support@debbiepharris.com